Remote TCs vs. Local TCs: Does Location Still Matter?

For most of the last decade, hiring a transaction coordinator meant finding someone local. Someone who understood your state's forms, knew your market's closing customs, could grab coffee with your listing attorney, and occasionally drop by the office. "Local" was synonymous with "competent" in a lot of agents' minds. In 2026, that mental model has broken. Remote TC has become the default — not because local doesn't matter anymore, but because location doesn't matter the way expertise does. Here's an honest look at what actually matters about location in the modern TC decision.